If a card is lost or stolen and the consumer reports it before any fraudulent charges are made, there is no liability. This card can only be used at ATMs and requires a PIN (Personal Identification Number).Īll withdrawals using an ATM card are immediately deducted from the customer’s account. If a bank allows it, you can also make deposits into an account during and outside regular business banking hours. ATMs or Automated Teller Machines are mostly used to withdraw cash.
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